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Healthcare expenses can be a major burden for families, especially when unexpected medical emergencies arise. To address this challenge, the Government of India introduced the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), a landmark initiative aimed at providing financial protection to economically vulnerable citizens. At the center of this scheme is the Ayushman card, which acts as proof of eligibility and access to cashless medical treatment across empaneled hospitals in India.
The Ayushman Bharat scheme is designed to cover secondary and tertiary healthcare costs for eligible families, offering coverage of up to ?5 lakh per family per year. This coverage applies to a wide range of medical procedures, including surgeries, hospital stays, diagnostics, and post hospitalization care. For millions of households, this program has become a crucial support system, reducing the fear of medical debt and improving access to quality healthcare services.

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