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Should you enter your login/password when downloading and why is it risky?

Yeah, I’ve seen that too, and honestly I’d never trust a site that asks for my password. That’s a straight path to getting hacked. A legit tool won’t need your credentials at all. I usually use the SnapInsta app because it works without any login — you just paste the link and that’s it. For me that’s the safest setup, since I don’t risk sharing personal data with some unknown third party.